As part of their Autumn Statement, the government announced that the 95% Mortgage Guarantee Scheme has been extended until the end of June 2025. In the full Autumn Statement document, the government announced that it “will extend the scheme for an additional 18 months until the end of June 2025 to Read more…
Shared Ownership is a unique way to buy a home that combines buying and renting. It’s designed to help people who can’t afford a full property purchase. Here we deal with some of the most common issues surrounding Shared Ownership: Shared Ownership makes home ownership achievable for many, offering an Read more…
An Accident, Sickness & Unemployment (ASU) policy is a plan that helps you keep your money safe when unexpected things happen. Lots of studies have found that the three main things that can stop people from making money are accidents, getting sick and losing their job. So this policy is Read more…
The Government has made a commitment to make leasehold agreements “easier, faster, fairer and cheaper.”
A joint mortgage is a mortgage taken with a partner, friend or relative. Everybody named is fully responsible for all of the payments on that mortgage.
Simply put, a Debt Management Plan is an agreement that is made between you and anyone you owe money to.
Some properties are difficult to get mortgages for and others are downright impossible. Here is a list of the most common reasons why the property you want to buy might be deemed unmortgageable, and some suggestions about what you can do to still get it.
A mortgage is also known as a ‘First Charge’, meaning that whoever has given a loan to buy the property must be the first to be repaid.
If you are wanting to buy a property to rent out, then more likely than not you will need a buy-to-let mortgage.
Although the traditional jobs associated with mortgages for the self employed such as builders, plumbers, and other trades people make up a fair percentage of the overall self employed numbers, there are so many more professions that can be added to the list. IT consultants, social media professionals, and even Read more…